Digital Banking: Has Africa turned its attention to the next generation of banking?

It is now over 15 years since the launch of M-Pesa and its growth, in particular in Kenya, has been remarkable. The simple USSD-based money transfer app enables anyone with a mobile phone to transfer money. However, with increasing access to internet services and changing consumer habits are consumers in Africa turning to the next generation of services?

This report was first published in May 2019.

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